hello i have drop my Samsung stratosphere on the screen. the screen did not crack or shatter however my screen is black but my phone does work. I am not sure on what to do about my issue. i am sure Verizon does not repair phones. i do not have insurance for it.
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The screen failed on my Droid X and needed to be replaced. Out of warranty and no insurance, so I got a quote from a local phone repair shop. $100 to replace the screen or $65 for the part and I could install it myself. I bought a new screen on eBay for $22 including shipping and the tools needed to do the work. (2 miniature torx screwdrivers and a plastic pry tool)
I found a you tube video with step-by-step instructions on how to do the screen swap and it all worked out fine. I used to work on laptops and I've always been good with tools, but that mostly just gave me the confidence to go ahead and try it.
Find a video for your phone and make your own assessment. Around here,(Portland), Fry's electronics sells the miniature torx screwdrivers and plastic pry tools or find an online source.