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$0.10 per message over your allowance.
k. And I was thinking about upgrading to the 5000 texts per month plan. If I were to do that now, would I still have the charges for the texts that I went over on?
It would depend on your bill cycle. If you are still in the current cycle then you should be able to backdate the feature to cover your usage. However if you are on an individual calling plan then you are better off switching to the Nationwide Select calling plan same price difference as changing to the 5000 plan, then you don't have to worry about your overage as you will have unlimited domestic text messaging to any carrier.