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Maybe give you some insight with my experience. My new business needed 5 lines, for accounting purposes organization, taxes, so on and so forth I wanted this under my new business name and TIN. I went to a local Verizon Wireless store and after providing all my business information; TIN, bank account etc. 5 minutes passed and $0 Security Deposits. I don't know what happened, but I am happy with the credit decision I even got Activation Fee credits on my second bill and discounting...Verizon Wireless said I met the 5 line requirement. Well, maybe I got luck. Who know what or how they check, bt it doesn't hurt to try. If it comes back with Security Deposits, I would then go to Option 2, adding the lines to an individual account and creating new. Hope that helps.