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It seems to me that you either misunderstood the salesman or weren't really paying attention. I find it hard to believe that they told you it was a one time charge. You say that you are not the person that has been paying the bill. Maybe they didn't scrutinize because they understood it to be a monthly charge.
You CAN downgrade the plan to a $15 monthly charge, though your data is limited to 150 MB a month. You can check your usage over the last couple of billing cycles to see what it averages.
A Blackberry is much more conservative with data usage than a Droid, so you can easily make do with 150 MB a month, and it would cut your cost by $15 a month.
Ignorance is no excuse, and reading ANY of hte literature or website info would have told you that the data plan is a MONTHLY charge. The activation fee is a one time charge, the data plan is not.