Highlighted

Credit Reporting

mirandaxann
Member

The only reason I got a Verizon contract was because the people at Verizon told me payments will be reported to credit bureaus. I needed to build a credit history and figured this was a good way to do it. Here I am, 3 years later, and not one payment has been reported. I have contacted Verizon a handful of times, requesting that my payment history be sent to credit bureaus. No one from Verizon seems to want to help me with it and I'm starting to get frustrated.

Does anyone know what I can do? I have 3 years of timely payments that would look great on a credit report, I'm assuming. 

Highlighted

Re: Credit Reporting

dizzy442
Member
It will only go towards your credit if the Verizon account goes into collections.

Re: Credit Reporting

bearone21
Leader

keep paying & your account will show 3 years of payments.

0 Likes
Highlighted

Re: Credit Reporting

Lebaron420
Member

I have the same question as well it’s not showing that I have an open account on my credit report but I only have a phone in my name that could possibly build credit but my credit score is building in the positive yet I did have a random thing saying that I had $90 that whent to collections from them  but had that removed easy it is weird though

0 Likes
Highlighted

Re: Credit Reporting

Tigerstep
Novice

Opening up the Verizon account shows up as a credit inquiry. Having account go into collections also counts, in a negative way of course.

To build credit use a credit card. On time payments on those is how you build it up.

0 Likes