It is always good to know the options available to pay your bill SAVSTI45, at the moment we do not offer an option to split up your bill into two payments per month. Alternatively, we do offer the option to set up a payment arrangement if you need additional time to pay for your monthly bill. Here is a link with information on how to set this up for your account: https://www.verizonwireless.com/support/set-up-payment-arrangements/
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Assuming you mean your device payment. The short answer is no. Verizon doesn't do refinancing, you pay once per bill cycle to avoid overpaying on that 24 month commitment you agreed to.